Financials

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Highlights of the Annual Financial Statements


Profit (ISKbn)

19,8

Capital ratio

26,7%

Return on investment (ROE)

8,2%

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Financing


The largest part of Landsbankinn's funding is in the form of deposits from customers, credit institutions and the Central Bank, all of which amounted to ISK 637 bn at year-end 2017.

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Risk Management


The overall quality of Landsbankinn's credit portfolio improved in 2017, with the average probability of default dropping from 2.5% to 2.3%.

Capital requirements (ISKbn)
Overall liquidity ratio (LCR)
Loans 90 days in arrears

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